• What is an Occupational Disease?

    Author: Mock Webware |

    An occupational disease results from exposure to a substance relating to a particular process, trade or occupation in an industry, a disease peculiar to or characteristic of a particular industrial process, trade or occupation, a medical condition that in the opinion of the Board requires a worker to be removed either temporarily or permanently from exposure to a substance because the condition may be a precursor to an occupational disease, a disease mentioned in Schedule 3 or 4 or a disease prescribed in Schedule 3 or 4, or a disease prescribed under clause 15.1(8) (d) If you have been exposed to…

    CLICK HERE TO READ THE FULL ARTICLE »


  • What are my obligations to receive WSIB Benefits?

    Author: Mock Webware |

    It’s to your benefit to cooperate in your return to health and your safe return to work. As a person receiving WSIB benefits, it’s also your responsibility. Most workers are helpful and cooperative in this matter. But in rare cases where a worker is determined by the WSIB to be uncooperative, the worker’s benefits may be reduced to 50%, or discontinued after a continued period of non-cooperation. To receive WSIB benefits, you must: Cooperate in your recovery by following the treatment and health care prescribed by your healthcare professionals. Have health examinations as required by the WSIB. The WSIB may require a…

    CLICK HERE TO READ THE FULL ARTICLE »


  • What are the different types of work related injuries/illnesses?

    Author: Mock Webware |

    Sudden Onset Injuries (Chance Events) : An example of a sudden onset injury is the Worker is all right one moment and injured the next. The cause of the injury is known. Entitlement to compensation in these cases depends on whether or not the injury “arose out of and in the course of employment” Gradual Onset Injuries (Disablements) : These type of injuries include repetitive strain injuries, injuries from unaccustomed workloads, injuries, and disease that result from workplace substance exposures, heart attacks, disabilities caused by heat or by cold to name a few. There is no limit to the number of ways…

    CLICK HERE TO READ THE FULL ARTICLE »


  • What if I think an accident, injury, illness or onset of pain is work-related?

    Author: Mock Webware |

    Report it to your employer. A delay in reporting may mean a denial of your claim. Get immediate medical attention as soon as possible. If you cannot see your family doctor immediately or you don’t have a family doctor, you must go to a walk-in clinic or emergency room at a hospital and report it as – a WSIB injury. A follow-up with your family doctor is necessary. Report your injury to your family doctor and have him/her complete a WSIB Health Professional’s Report (Form 8). You must tell the treating medical practitioner that it is work related and explain the job…

    CLICK HERE TO READ THE FULL ARTICLE »


  • What if the employer fails to report my workplace accident?

    Author: Mock Webware |

    If your Employer fails to file a report with the WSIB, the Worker should contact the WSIB to insist that a Form 7 be filed. The Employer, in every case, must complete and submit a Form 7 within 3 days of learning of the Worker’s workplace injury if there is time lost from work or health care is required. Even if the Employer is disputing the Worker’s WSIB claim, they must still file. If the Employer refuses to file a Form 7, the Worker can contact the WSIB directly by telephone or in writing or by going to the WSIB’s offices.…

    CLICK HERE TO READ THE FULL ARTICLE »


  • What are the WSIB benefits that I may be entitled to?

    Author: Mock Webware |

    If you have a WSIB claim these are some of the benefits you are entitled to. The type and amount of benefits available is determined by the Ontario government law. The following is a brief description of what is currently available under the WSIB system: HEALTH CARE BENEFITS: If you require treatment because of your injury, the WSIB will consider paying for it, based on the laws and its own policies. LOSS OF EARNINGS BENEFITS: If you are unable to do your own job, you are paid benefits based on a percentage of net your net income. For all accidents after January…

    CLICK HERE TO READ THE FULL ARTICLE »


  • Can I waive my entitlement to WSIB Benefits?

    Author: Mock Webware |

    If a Worker suffers a work-related injury or disease, there is no option to waive compensation either at the choice of the Worker or at the request of the Employer.

    CLICK HERE TO READ THE FULL ARTICLE »


  • What is the difference between private insurance options and WSIB Benefits?

    Author: Mock Webware |

    Some Employers will try to persuade Injured Workers not to claim Workers’ Compensation. An Employer will sometimes prefer that the Worker applies for the company’s private short-term or long-term insurance programs instead. Payments from these insurance programs are usually taxable, short duration and as a rule, have limitations on drug payments. In comparison to WSIB, insurance programs are sometimes less expensive for the Employer to finance, and the Employer is not subject to the WSIB’s intervention. By not applying for Workers’ compensation, Workers give up return-to-work opportunities and possible awards for permanent impairment.

    CLICK HERE TO READ THE FULL ARTICLE »


  • How do I appeal a WSIB Decision?

    Author: Mock Webware |

    When you are notified by the WSIB that a decision is being made on your claim, make sure you request that decision in writing. Once you receive the decision letter from the WSIB and you disagree with the decision, you must provide notice of your intent to appeal the decision by completing and submitting an Intent to Object Form. Instructions to complete the Intent to Object Form is provided in the Worker Instruction Sheet accessible from the WSIB’s website. The decision letter will inform as to when the time limit to appeal may be, which most often will be 6 months…

    CLICK HERE TO READ THE FULL ARTICLE »


  • How can we help?

    Author: Mock Webware |

    You have had an unfortunate accident at work. That, in itself, is a very traumatic event in your life. Now comes the hard part. Learning to cope with the stress of possibly changing careers, lifestyles and domestic life is overwhelming. We know the burden this places on you and your family. You are injured and do not know the system! Dealing with WSIB and law is another matter However, there can be many complications that are unexpected from the onset of your injury. Such as other areas of your body that may be affected by the accident that without Professional help,…

    CLICK HERE TO READ THE FULL ARTICLE »